FAQs

Clear Idea Finance is a commercial financial advisory and broking business. We help business owners, entrepreneurs and property investors/developers find the finance they need to grow their business, fund a new project and achieve their business goals.

Clear Idea’s management has decades of experience in banking and finance. After graduating with an Economics degree from Cambridge University, Richard, our Managing Director, spent more than 25 years in banking and finance. Richard worked at Barclays Bank for 12 years and was a director at Barclays Investment Bank in London and Hong Kong for almost 10 years.

No. We are always happy to have an initial conversation with a potential client or introducer, with no cost involved. This is a fact-finding conversation, during which the client would explain the business or project requiring funding. We will then provide our preliminary thoughts on which form of financing is most suitable, and the likelihood of finding a lender willing to provide it.

Yes. We’re based in Ipswich, Suffolk, but we work with clients, introducers and lenders across the UK.

No. Clear Idea Finance is a commercial finance advisor and broker. We are an intermediary between our client (the borrower) and the bank or other finance provider (the lender). Based on your funding requirements, we will advise on the most appropriate form of financing, and will approach potential lenders on your behalf. Clear Idea will manage the whole process for you, liaising with the lender and all relevant parties. We will keep you updated throughout the whole process.

Yes – this is what we do! If a client wants to work with Clear Idea, they will formally instruct us. We will complete the application for finance, and will help you to prepare to all the necessary information and documents. Different lenders require different information, but Clear Idea will ensure that your application is presented in the best way possible. Doing this will maximise your chances of being approved for the finance. One of Clear Idea’s unique capabilities is that we can help our clients put together a convincing business plan and even build a financial model with financial projections, depending on the transaction and the lender’s requirements.