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Unsecured business loans

Free, no-obligation consultation

No upfront fees

Access funds within 24 hours

25 years' finance experience

Access to 100+ lenders

What is an unsecured business loan?

How does an unsecured loan work?

  • Unsecured business loans are generally popular with SME owners because there is no requirement to provide collateral (such as property or other assets) as security for the loan. 

  • Unsecured loans are flexible and tailored to your projected business cashflow. 

  • They are also quick – funds can be received within as little as 24 hours from application. 

  • Funds can be used for virtually any business purpose, from buying new equipment, paying bills, increasing your stock, or covering the costs of a new marketing campaign – there are really no limits when it comes to unsecured business loans.

  • Clear Idea has partnered with leading unsecured lenders throughout the UK who specialise in funding SME businesses like yours. Enquire now to compare more than 40 unsecured business loan providers.

Richard discusses an unsecured business loan with a client

Product overview

Business loans available from £1,000 – £500,000+

Does not require any property or assets as security

Repayment terms from 1 month up to 5 years

Minimal paperwork required for loan application

Funds can be released quickly after approval

Short to medium term lending solution

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Client case studies

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Featured case study: Electrical contractor

Our client, an electrical contractor, was struggling with cash flow after having to purchase a larger industrial unit to facilitate fast growth and create a central hub for sub-contractors and employees to work from. 

 

The client’s priority was to keep repayments as low as possible while they moved into their new premises, so we found them a £50,000, 5-year unsecured loan at a competitive annual interest rate of 6.9%. 

 

The client was delighted, and had the funds in their account within 4 days of their initial enquiry. This gave the business enough breathing space to comfortably move into their new premises without affecting any of their upcoming projects.

How can we help your business?

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Where to find us

Clear Idea Finance

Saracens House

25 St Margaret’s Green

Ipswich, Suffolk

IP4 2BN

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Copyright © 2021 Clear Idea Finance Limited. Made of Cheddar.

"Clear Idea Finance" and "Clear Idea" are trading names of Clear Idea Finance Limited, registered in England and Wales, company number 12802771. Registered office address: Saracens House, 25 St Margaret’s Green, Ipswich, Suffolk, IP4 2BN. Clear Idea Finance Limited operates in accordance with the Data Protection Act 1998, ICO registration number ZA798967. A commercial mortgage loan is secured against property, which may be repossessed if you do not keep up your loan repayments. Clear Idea Finance Limited acts as a commercial finance advisor and credit broker and not a lender.