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Buy-to-let

Free, no-obligation consultation

No upfront fees

Access funds within 24 hours

25 years' finance experience

Access to 100+ lenders

What is buy-to-let borrowing?

How does a buy-to-let mortgage work?

  • Buy-to-Let (BTL) mortgages are for landlords who already own (or plan to buy) property to rent out on either a commercial or residential basis.

  • Interest rates tend to be higher on BTL loans than on other commercial mortgage loans.

  • Some mainstream lenders will only lend on up to three properties.

  • For portfolio landlords (four or more properties), some specialist BTL lenders have no upper limit on the number of properties they will finance.

  • It’s essential to understand the lender’s eligibility criteria to ensure you get the best rates available.

Buy-to-let signs for residential properties

Product overview

£50,000 – £20,000,000

Low interest rates

No limit on number of properties

No fixed rates

LTV up to 80%

Up to 25-year term

Crane Construction

Client case studies

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Featured case study: Construction

We were contacted by a construction business needing £60,000 for tools, materials and to pay contractors for a new job they were due to start in just 3 weeks’ time. 

 

The client needed to keep repayments low until they had completed the job and could invoice the client for the final balance. Initially, we were only able to obtain a 12-month term approval but after negotiating, we were able to get the client a 5-year unsecured loan at a rate of 9% per annum, within just 4 days.

How can we help your business?

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Where to find us

Clear Idea Finance

Saracens House

25 St Margaret’s Green

Ipswich, Suffolk

IP4 2BN

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Copyright © 2024 Clear Idea Finance Limited. Made of Cheddar.

Your property may be at risk if you do not keep up repayments on any debt secured against it.

Clear Idea Finance Limited acts as a commercial finance advisor and credit broker and not a lender.

Clear Idea Finance Limited is an appointed representative of Goldwire Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority (FCA).

Firm Reference Number: 756760. Registered Office: Ketteringham Hall, Church Road, Norwich, NR18 9RS. Registered Company Number: 10282454.
Clear Idea Finance Limited – FCA Firm Reference Number: 976364. Registered office: Saracens House, 25 St Margaret’s Green, Ipswich, IP4 2BN.

Registered company number: 12802771.

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