top of page
City of London skyline at night
Gradient mask


Free, no-obligation consultation

No upfront fees

Access funds within 24 hours

25 years' finance experience

Access to 100+ lenders

What is buy-to-let borrowing?

How does a buy-to-let mortgage work?

  • Buy-to-Let (BTL) mortgages are for landlords who already own (or plan to buy) property to rent out on either a commercial or residential basis.

  • Interest rates tend to be higher on BTL loans than on other commercial mortgage loans.

  • Some mainstream lenders will only lend on up to three properties.

  • For portfolio landlords (four or more properties), some specialist BTL lenders have no upper limit on the number of properties they will finance.

  • It’s essential to understand the lender’s eligibility criteria to ensure you get the best rates available.

Buy-to-let signs for residential properties

Product overview

£50,000 – £20,000,000

Low interest rates

No limit on number of properties

No fixed rates

LTV up to 80%

Up to 25-year term

Crane Construction

Client case studies

Rectangle gradient

Featured case study: Construction

We were contacted by a construction business needing £60,000 for tools, materials and to pay contractors for a new job they were due to start in just 3 weeks’ time. 


The client needed to keep repayments low until they had completed the job and could invoice the client for the final balance. Initially, we were only able to obtain a 12-month term approval but after negotiating, we were able to get the client a 5-year unsecured loan at a rate of 9% per annum, within just 4 days.

How can we help your business?

bottom of page